Future Digitalapi
Customer due diligence audits for licensed fintech firms—testing onboarding, screening, and monitoring before supervisors do.
Primary engagement
Our flagship review walks your customer due diligence framework end to end—policy, systems, and sample files—then returns a ranked gap register your MLRO and operations leads can own.
We examine onboarding policies, risk rating models, identity verification paths, ongoing monitoring triggers, and escalation routes. Findings land as a ranked gap register with sample evidence your compliance and operations teams can remediate before a supervisory visit.
From HK$52,000 · 3–4 weeks
Each engagement is scoped to customer due diligence for fintech—not generic IT or financial-statement audit.
Structured sampling of customer files to test whether CDD and EDD steps were completed as written—not only as designed.
Targeted audit of screening lists, hit disposition, and escalation for politically exposed persons and sanctions alerts.
Quarterly assurance that transaction monitoring and CDD refresh cycles still match your customer risk profile.
Firm names withheld where engagements remain confidential; roles reflect the people we work with day to day.
“Their CDD programme audit gave our money-service team a clear remediation path before the HKMA thematic visit. Ranked gaps, not theatre.”Rachel Wong — MLRO, licensed money service operator
“Onboarding file sampling exposed shortcuts our QA missed. Case handlers now close files the same way the policy reads.”Kenji Nakamura — Head of Operations, digital remittance firm
“The PEP and sanctions review tightened our alert dispositions. Examiners followed the control narrative without surprise.”Amrita Patel — Compliance Director, virtual asset platform